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November 1999 |
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Not IF but WHEN - Bike Security
From figures given to MAG from the RAC, based on a three-year rolling year to December 1998, 52,130 motorcycles have been stolen. The figure includes thefts from the following manufacturers.
Honda 21,000 Yamaha 11,000 Suzuki 7,500 Kawasaki 7,300 Harley Davidson 400 Triumph 344 BMW 310 The annual figure for 1998 was 24,000. The current recovery rate for stolen bikes is only 14%. The current recovery rate for bikes with "classic status" is 0.8%.
The current stolen vehicle (cars, vans and trucks) recovery rate is 65%. England and Wales currently suffer from more motorcycle theft than any other European Country. London has a higher percentage of motorcycle theft than any other European City. Of the 24,000 stolen in 1998 40%-45% of thefts are not claimed for under insurance policies. This may suggest that the owners have suffered the replacement costs, possibly due to a lack of theft cover. A significant number of recovered machines have no form of positive identification due to engine and frame numbers having been either removed or badly defaced.
Reality The statistics above highlight the seriousness of bike theft and irrespective of the results produced, not one of us would wish to become yet another statistic recorded on a crime list database. Whilst MAG offer a unique £5000 reward scheme for the prosecution of motorcycle thieves to all members, do not assume the potential thief will respect this. With this in mind we must try to minimise the risk to ourselves and the following security advice may help to achieve this objective.
Marking Is your motorcycle permanently marked? Did you know that stolen machines that have been permanently marked have a recovery rate of approximately 60%, many of which have resulted in criminal prosecutions. Any form of marking is better than none. Use an ultra violet pen to mark body panels, seats and engine components, or even better, fit a Datatag or Alpha Dot security marking system, both of which are sold by MAG UK and recognised by the major motorcycle insurance companies.
Secondary Security Whilst permanent marking is vital, you should always use some form of secondary security. You should not just rely upon the ignition or steering lock fitted to the machine from the manufacturer. Most are inadequate and are relatively easy to overcome. Always use an additional form of security such as a good lock and chain, disc lock or a good alarm and immobiliser system.
Lock and Chain Due to the size and weight of these products generally they are more suited to home or garage use, but, if possible try to carry one with you. Use it to anchor your bike to a solid object such as another vehicle, lamppost or fence. Use the right lock and chain in this manner and it will give the professional thief a difficult time in trying to steal your bike. At home the installation of a ground anchor is a very good idea, because the machine will spend long periods of time unattended. These devices are either concreted or security bolted in place. Either way they should be made a permanent fixture.
Disc Locks These can be used as an addition to a good lock and chain. Used on their own they will generally deter joy riders, but the professional thief will either break the lock off at scene or load your bike into a van and deal with the disc lock at his leisure. Disc locks used with another form of security can do some good, but as a rule don't solely rely on them to protect your bike.
Alarms and Immobilisers These generally fall into two categories, the DIY and the professionally installed. There can be a massive difference in price between the two products. Professional systems will on average cost twice as much as the DIY varieties but there may be the added benefit of reduced insurance premiums or lower excesses, and ultimately peace of mind with professional alarm / immobilisers being correctly installed. Many professionally installed units are now recognised and even approved by some manufacturers. This may be of benefit if your bike is covered by the manufacturers warranty. Many insurance companies now offer good discounts on either policies or theft excesses, if certain products are fitted or used. If you are in any doubt about what product to purchase, either ask your broker about recommended products, or look for a "Sold Secure" recommendation label on the product. DIY systems may be cheaper but insurance companies are not known for offering incentives or recognising the self installed variety. These systems can be easily installed providing the installer has a modicum of mechanical electrical knowledge. Their worth as a deterrent should not be ignored as they offer a reasonable form of secondary security. Remember, even if you cannot afford the best, cheaper products do offer a level of deterrent to a thief and these could make the difference between spending the summer with or without your motorcycle.
And Finally... Motorcycling is generally more affordable than ever due to the lower insurance rates offered by MAG Direct (0870 165 5252) therefore, to enjoy the benefits; we must act responsibly on matters of security so: Lock it! Alarm it! Mark it! |